Savings account · Kindred Credit Union
Plan 24: fees and true cost
Kindred Credit Union’s Plan 24 lists 0.1% interest and no monthly fee. On $10,000 that’s about $10 a year before tax, at the posted rate.
Provincial insurerOffered in ON
Fees retrieved November 1, 2026
Interest at different balances
| Balance | Rate | Interest a year |
|---|---|---|
| $1,000 | 0.1% | $1 |
| $10,000 | 0.1% | $10 |
| $50,000 | 0.1% | $50 |
| Balance | Rate (annual) |
|---|---|
| $0 and up | 0.1% |
Every fee FCAC lists for this account
| Item | Fee |
|---|---|
| Monthly fee | No monthly fee |
| Included transactions | Branch: 1 · self-serve: 1 |
| Debit purchase in Canada (beyond included) | Not available |
| Online or mobile bill payment | $0.80 |
| Interac e-Transfer | Not available |
| Online transfer between your accounts | No extra fee |
| Own-bank ATM withdrawal | No extra fee |
| Withdrawal at another institution’s ATM | $1.50 |
| ATM withdrawal in the United States | $5.00 |
| ATM withdrawal in other countries | $5.00 |
| Debit purchase in the United States | Not available |
| In-branch withdrawal | No extra fee |
| Bill payment in branch | $1.50 |
| Cheque (as a payment) | Not available |
| Mailed monthly statement | $5.00 |
| Non-sufficient funds (NSF) | Not stated |
| Overdraft protection, monthly | Not stated |
| Overdraft protection, per use | Not stated |
| Overdraft interest | Not stated |
Notes from the institution
This interest bearing savings account pays interest based on your minimum daily balance. You can make periodic withdrawals without losing interest income.
Is the money protected?
FSRA (Ontario credit union). Credit union deposits are insured by the province, with limits that vary — see credit union insurance by province.
Other savings accounts at Kindred Credit Union
- High Interest Savings Account — 0.9% interest
Source: FCAC Account Comparison Tool (data submitted by the institution), retrieved November 1, 2026 · Kindred Credit Union’s product page
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