Savings account · Kindred Credit Union
High Interest Savings Account: fees and true cost
Kindred Credit Union’s High Interest Savings Account lists 0.9% interest and no monthly fee. On $10,000 that’s about $90 a year before tax, at the posted rate.
Provincial insurerOffered in ON
Fees retrieved November 1, 2026
Interest at different balances
| Balance | Rate | Interest a year |
|---|---|---|
| $1,000 | 0.9% | $9 |
| $10,000 | 0.9% | $90 |
| $50,000 | 0.9% | $450 |
| Balance | Rate (annual) |
|---|---|
| $0 and up | 0.9% |
Every fee FCAC lists for this account
| Item | Fee |
|---|---|
| Monthly fee | No monthly fee |
| Included transactions | Branch: 1 · self-serve: 1 |
| Debit purchase in Canada (beyond included) | Not available |
| Online or mobile bill payment | $0.80 |
| Interac e-Transfer | $1.00 |
| Online transfer between your accounts | $5.00 |
| Own-bank ATM withdrawal | $5.00 |
| Withdrawal at another institution’s ATM | $1.50 |
| ATM withdrawal in the United States | $5.00 |
| ATM withdrawal in other countries | $5.00 |
| Debit purchase in the United States | Not available |
| In-branch withdrawal | $5.00 |
| Bill payment in branch | $1.50 |
| Cheque (as a payment) | Not available |
| Mailed monthly statement | $2.00 |
| Non-sufficient funds (NSF) | Not stated |
| Overdraft protection, monthly | Not stated |
| Overdraft protection, per use | Not stated |
| Overdraft interest | Not stated |
Notes from the institution
This high interest savings account lets you have access to your money when you need it. Get ONE free debit per month; additional debits are $5. No minimum deposit required.
Is the money protected?
FSRA (Ontario credit union). Credit union deposits are insured by the province, with limits that vary — see credit union insurance by province.
Other savings accounts at Kindred Credit Union
- Plan 24 — 0.1% interest
Source: FCAC Account Comparison Tool (data submitted by the institution), retrieved November 1, 2026 · Kindred Credit Union’s product page
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