Directory · trust and loan
Federally regulated trust and loan companies
Deposit-takers that aren’t banks: 41 trust companies and 12 loan companies on OSFI’s list. Many belong to banking groups and are CDIC members in their own right.
OSFI and CDIC lists checked October 30, 2026
Trust companies
| Trust company | CDIC member |
|---|---|
| B2B Trustco | Yes |
| BMO Trust Company | Yes |
| The Bank of Nova Scotia Trust Company | Yes |
| CIBC Mellon Trust Company | Yes |
| CIBC Trust Corporation | Yes |
| The Canada Trust Company | Yes |
| Canadian Western Trust Company | Yes |
| Central 1 Trust Company | No |
| Cidel Trust Company | No |
| Citizens Trust Company | No |
| Community Trust Company | Yes |
| Computershare Advantage Trust of Canada | No |
| Computershare Trust Company of Canada | Yes |
| Concentra Trust | Yes |
| Desjardins Trust Inc. | Yes |
| The Effort Trust Company | Yes |
| Equitable Trust | Yes |
| FNB Trust | No |
| Fiduciary Trust Company of Canada | No |
| Home Trust Company | Yes |
| Industrial Alliance Trust Inc. | Yes |
| Investors Group Trust Co. Ltd. | Yes |
| LBC Trust | Yes |
| Laurentian Trust of Canada Inc. | Yes |
| Legacy Private Trust | Yes |
| Manulife Trust Company | Yes |
| Montreal Trust Company of Canada | Yes |
| Natcan Trust Company | Yes |
| National Trust Company | Yes |
| The Northern Trust Company, Canada | No |
| Odyssey Trust Company | No |
| Peace Hills Trust Company | Yes |
| Peoples Trust Company | Yes |
| RBC Investor Services Trust | Yes |
| The Royal Trust Company | Yes |
| Royal Trust Corporation of Canada | Yes |
| Solus Trust Company | No |
| State Street Trust Company Canada | No |
| Sun Life Financial Trust Inc. | Yes |
| TSX Trust Company | No |
| Valiant Trust Company | Yes |
Loan companies
| Loan company | CDIC member |
|---|---|
| BMO Mortgage Corp. | No |
| Bank of Montreal Mortgage Corporation | Yes |
| CCB Mortgage Investment Corporation (In Liquidation) | No |
| CIBC Mortgages Inc. | Yes |
| GPC Financial Corporation | No |
| League Savings and Mortgage Company | Yes |
| MCAN Mortgage Corporation | Yes |
| Royal Bank Mortgage Corporation | Yes |
| Scotia Mortgage Corporation | Yes |
| Settlers Savings and Mortgage Corporation (In Liquidation) | No |
| TD Mortgage Corporation | Yes |
| TD Pacific Mortgage Corporation | Yes |
Trust companies can act as trustees and take deposits; loan companies focus on lending. A deposit at a bank’s trust or mortgage company is insured under that company’s CDIC membership, separately from the bank’s. Some names here are in liquidation or don’t take retail deposits — they show as non-members.
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