Savings account · Valley First
Home Sweet Bonus®: fees and true cost
Valley First’s Home Sweet Bonus® lists 0.3% interest and no monthly fee. On $10,000 that’s about $30 a year before tax, at the posted rate.
CDICOffered in BC
Fees retrieved November 1, 2026
Interest at different balances
| Balance | Rate | Interest a year |
|---|---|---|
| $1,000 | 0.3% | $3 |
| $10,000 | 0.3% | $30 |
| $50,000 | 0.3% | $150 |
| Balance | Rate (annual) |
|---|---|
| $0 and up | 0.3% |
Every fee FCAC lists for this account
| Item | Fee |
|---|---|
| Monthly fee | No monthly fee |
| Included transactions | None included (each one is charged) |
| Debit purchase in Canada (beyond included) | Not available |
| Online or mobile bill payment | Not available |
| Interac e-Transfer | Not available |
| Online transfer between your accounts | Not available |
| Own-bank ATM withdrawal | Not available |
| Withdrawal at another institution’s ATM | Not available |
| ATM withdrawal in the United States | Not available |
| ATM withdrawal in other countries | Not available |
| Debit purchase in the United States | Not available |
| In-branch withdrawal | $1.25 |
| Bill payment in branch | $2.00 |
| Cheque (as a payment) | $1.25 |
| Mailed monthly statement | $2.00 |
| Non-sufficient funds (NSF) | Not stated |
| Overdraft protection, monthly | Not stated |
| Overdraft protection, per use | Not stated |
| Overdraft interest | Not stated |
Notes from the institution
Additional Terms and Conditions apply.
Is the money protected?
CDIC, as a brand of Tru Cooperative Bank. Shares one CDIC limit with Tru’s other brands. Eligible deposits are covered up to $100,000 per category at each CDIC member — see the deposit safety tool.
Other savings accounts at Valley First
- High Interest Savings Account — 0.64% interest
- Registered Variable Savings — 0.3% interest
- Savings First Account — 0.3% interest
Source: FCAC Account Comparison Tool (data submitted by the institution), retrieved November 1, 2026 · Valley First’s product page
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