Savings account · Tangerine Bank
RSP Savings Account: fees and true cost
Tangerine Bank’s RSP Savings Account lists 0.3% interest and no monthly fee. On $10,000 that’s about $30 a year before tax, at the posted rate.
CDICRRSPOffered in all ten provinces
Fees retrieved November 1, 2026
Interest at different balances
| Balance | Rate | Interest a year |
|---|---|---|
| $1,000 | 0.3% | $3 |
| $10,000 | 0.3% | $30 |
| $50,000 | 0.3% | $150 |
| Balance | Rate (annual) |
|---|---|
| $0 and up | 0.3% |
Every fee FCAC lists for this account
| Item | Fee |
|---|---|
| Monthly fee | No monthly fee |
| Included transactions | Branch: 0 · self-serve: unlimited |
| Debit purchase in Canada (beyond included) | Not available |
| Online or mobile bill payment | Not available |
| Interac e-Transfer | Not available |
| Online transfer between your accounts | No extra fee |
| Own-bank ATM withdrawal | Not available |
| Withdrawal at another institution’s ATM | Not available |
| ATM withdrawal in the United States | Not available |
| ATM withdrawal in other countries | Not available |
| Debit purchase in the United States | Not available |
| In-branch withdrawal | Not available |
| Bill payment in branch | Not available |
| Cheque (as a payment) | Not available |
| Mailed monthly statement | No extra fee |
| Non-sufficient funds (NSF) | Not stated |
| Overdraft protection, monthly | Not stated |
| Overdraft protection, per use | Not stated |
| Overdraft interest | Not stated |
Notes from the institution
Fair Fees Associated with Registered Savings Accounts: RSP Transfer to Another Financial Institution ($50) Printed Statement and Tax Receipt/Slip Fees: Paper Statement Fee per Statement Issued ($2) Paper Statement and Tax Receipt/Slip Reprint Fee per Statement or Receipt Issued (45 per reprint)
Is the money protected?
CDIC member. Eligible deposits are covered up to $100,000 per category at each CDIC member — see the deposit safety tool.
Other savings accounts at Tangerine Bank
- RIF Savings Account — 0.35% interest
- Tangerine - Tax-Free Savings Account — 0.3% interest
- Tangerine Savings Account — 0.3% interest
Source: FCAC Account Comparison Tool (data submitted by the institution), retrieved November 1, 2026 · Tangerine Bank’s product page
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