Savings account · Coastal Community Credit Union
High Interest Savings: fees and true cost
Coastal Community Credit Union’s High Interest Savings lists 0.35%–0.5% (tiered) interest and no monthly fee. On $10,000 that’s about $35 a year before tax, at the posted rate.
Provincial insurerOffered in BC
Fees retrieved November 1, 2026
Interest at different balances
| Balance | Rate | Interest a year |
|---|---|---|
| $1,000 | 0.35% | $4 |
| $10,000 | 0.35% | $35 |
| $50,000 | 0.5% | $250 |
| Balance | Rate (annual) |
|---|---|
| $0 to $25,000 | 0.35% |
| $25,000 and up | 0.5% |
Every fee FCAC lists for this account
| Item | Fee |
|---|---|
| Monthly fee | No monthly fee |
| Included transactions | 1 a month |
| Debit purchase in Canada (beyond included) | $0.85 |
| Online or mobile bill payment | $0.85 |
| Interac e-Transfer | Not available |
| Online transfer between your accounts | No extra fee |
| Own-bank ATM withdrawal | $0.85 |
| Withdrawal at another institution’s ATM | $0.85 |
| ATM withdrawal in the United States | $0.85 |
| ATM withdrawal in other countries | $0.85 |
| Debit purchase in the United States | $0.85 |
| In-branch withdrawal | $5.00 |
| Bill payment in branch | $5.00 |
| Cheque (as a payment) | Not available |
| Mailed monthly statement | Not available |
| Non-sufficient funds (NSF) | Not stated |
| Overdraft protection, monthly | Not stated |
| Overdraft protection, per use | Not stated |
| Overdraft interest | Not stated |
Notes from the institution
FCAC retrieved information for this account from publicly available information on the financial institution's website. Product features, fees, rates and eligibility requirements may change. Please verify current account details directly with the financial institution.
Is the money protected?
CUDIC (BC credit union). Credit union deposits are insured by the province, with limits that vary — see credit union insurance by province.
Other savings accounts at Coastal Community Credit Union
- Investment Savings — 0.1%–0.15% (tiered) interest
- Junior Savings — 0.1% interest
- Regular Savings — 0.1% interest
- Youth Savings — 0.1% interest
Source: FCAC Account Comparison Tool (data submitted by the institution), retrieved November 1, 2026 · Coastal Community Credit Union’s product page
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